Let me make it clear about faqs

Why perhaps you have changed your name from Card One Banking to Card One cash?

You may have realized that we now have recently changed our title to Card One cash. We believe that this might be more in-keeping aided by the ongoing solutions we offer while the items that we could provide for your requirements. You are able to continue using your current Card One Banking Prepaid Mastercard until it expires. When it expires a new card one cash Prepaid Mastercard should be granted.

The length of time does it decide to try switch your account?

If you are using the existing Account change provider that individuals offer your bank account is likely to be fully switched in 7 trading days.

How can I switch my account to Card One cash?

Switching your account to Card One cash never been easier using the Account Switch that is current provider. We could switch your entire Direct Debits, standing requests and wages/benefits. So that you can switch your account give us a call on 0871 811 1881 (Calls cost 11p per moment, as well as your phone business’s access cost) and then we will switch this over the telephone.

Does every thing to my old account get switched to my brand new account?

No, payments that are recurring also referred to as constant re payment authorities aren’t an element of the guarantee. They are arranged utilizing your debit card details, in the place of your bank account number and kind rule, as they are frequently useful for telecoms bills, gym membership and pay day loan repayments. If you change to a Card One cash account, you’ll want to allow the organizations worried understand the new card details.

What are the results to any debit card deals that i’ve asked my bank that is old to?

The present Account Switch provider must not interfere with this particular procedure and any debit card deals you have actually expected your bank to end should stay therefore after your switch.

Can I avoid my brand brand new account details being directed at an individual who delivers one-off repayments to my old account?

You may well be in a position to move your instalments to your bank that is new without re payments from your own old account, and you ought to talk about this requirement together with your brand new bank.

If you should be perhaps maybe not just a bank, exactly what are you?

We have been an Authorised Payment Institution (API), running underneath the Payment Services Regulations authorised and managed by the FCA. The main disimilarity between an API and a bank is the fact that we have been maybe maybe maybe not certified to utilize the client’s cash for just about any function such as for example financing. There are some other key differences when considering a Bank and an API, such as for instance various “Conduct of Business” and money adequacy guidelines.

Is my cash protected by the FSCS?

Card one money holds hardly any money in your overall account in an account that is safeguarded our selected banking provider. Hardly any money in your card is held in a safeguarded account held by the credit card providers (Fair re Payments restricted) selected banking provider.

I have a bad credit score; may I nevertheless get yourself an account that is current?

Yes, you are able to. A card can be got by you one cash account, aside from your credit score. We do not make any credit checks*, we are able to help you produce a start that is fresh.

May I apply online?

Yes, you can easily. Click on here to accomplish our application that is online kind. When you yourself have any issues, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, along with your phone organization’s access fee.) plus one of our advisors will show you through the method.

Could I get my salary/wages paid into my account directly?

Yes you are able to. It mightn’t be much easier to get the wages compensated into the account, just signal the pre printed wages mandate (enclosed in your pack that is welcome hand over to your company or payroll division. This may imply that your wages, whether you’re compensated daily, regular or month-to-month are compensated straight into your payment Account.

How can I withdraw money?

You are able to withdraw money from cash machines that are most (ATMs) that show the MasterCard Acceptance Mark making use of your card and PIN. There clearly was a maximum cash that is daily restriction of ВЈ450 from money machines (ATMs).

It’s also possible to withdraw money throughout the countertop at any street that is high, as much as a maximum of ВЈ2,000 each day. To make use of this ongoing solution it is important to provide your card along with photo recognition.

You may also get cash return from some merchants whom provide this solution.

Just how much does the card one money account cost that is current?

Just for ВЈ12.50 every month you obtain a completely handled account that is current lets you handle your money effortlessly https://www.personalbadcreditloans.org/payday-loans-nh/ and straight forward. You’ll receive usage of our account that is online access and usage of our account administration group who will be merely a phone call away. Additionally you have the added capability of a card one money Debit MasterCard, in order to utilize it to search or withdraw money in the home or abroad. You could add a 2nd person to your account whenever you want for an extra ВЈ5 per thirty days, the total amount is shared between both cards. If you can find inadequate funds in your payment Account to pay for a standing purchase by text 5 working days in advance that you have set up, we will notify you. If there are inadequate funds to really make the re re payment 2 business days prior to it being due to be compensated, we are going to text you once again and notify you that individuals haven’t made the repayment. If you can find inadequate funds in your payment Account to pay for an immediate debit we’re going to inform you by text in the time the direct debit flow from to be compensated. We are going to keep wanting to pay the direct debit up you will have until that time to deposit cleared funds into your Billing Account for the direct debit to be processed until 5pm so. The written text alerts are free (system costs may use) and there’s totally free for failed re payments. There isn’t any account fee that is opening you merely spend the monthly charge beforehand.

Please see our Overview Box for fees that apply to your card.

How do I always check my balance? Would you deliver paper statements?

You can examine your stability twenty-four hours a day, 1 week a week making use of your account that is online right right right here to sign in. You will see your statement online or print for safe keeping. You can even look at your stability by telephoning your individual account supervisor on 0871 811 1881 (Calls price 11p per moment, along with your phone organization’s access fee.), and they’re going to inform you balance and tell you any debits that are upcoming your account. With us, you can also check your balance by sending a text to 60777 containing the word “BALANCE” if you have registered your mobile phone number. You’ll be charged your network that is standard rate delivering the written text demand to us, and ВЈ0.15 by us for giving the writing returning to you.

Could I use if i am one-man shop?

Yes, it is possible to apply whatever your position. We accept applications through the used, self employed and unemployed. If you have had CCJs or defaults in the past as we perform no credit checks*, you can still be accepted for a card one money account even. We shall additionally accept applications in which the tall Street banking institutions may down have turned you due to bankruptcy etc.

Can you offer online account administration?

Yes, you will be delivered a password individually that may permit you to get on your account that is own management 24 hours each and every day, seven days per week. Using your web account it is possible to check always balances and view statements, order a 2nd card, authorise and amend direct debits, put up and amend standing purchases, pay your bills via our Faster Payment solution, put up your texting alerts and amend your individual details.

Do you realy pay interest?

No, we have been struggling to spend interest on any funds credited to us.

Do you realy provide cheque books?

Card one money does not issue cheque publications for its clients. We realize that nearly all of our customers choose making payments online or by card. Cheques could be deposited nevertheless, with the provided giro guide, in virtually any Barclays branch.

Do you really provide loans and overdrafts?

perhaps perhaps Not right now but our company is presently taking care of providing our present account customers borrowing facilities.

Can you provide Direct Debits?

Yes we do. All you have to do is provide your account details towards the business you intend to put up a direct debit with they are going to manage the remainder. You can handle all of your direct debits when you log on your online account.